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Groves couple claims it was deceived by loan modification agreement, sues mortgage company

SOUTHEAST TEXAS RECORD

Sunday, November 24, 2024

Groves couple claims it was deceived by loan modification agreement, sues mortgage company

Roebuck Jr.

In hopes of keep the bank from taking their home, Groves residents Keith and Julia Keen have filed suit against Sun Trust Mortgage.

The suit was filed Nov. 3 in Jefferson County District Court.

Court records show that the Keens and Southtrust Mortgage executed a home loan agreement for $123,000 on April 24, 2000. Defendant Sun Trust later acquired the note.

In April, the Keens could no longer afford to pay their mortgage and contacted U.S. Mortgage Solutions to apply for relief under the Obama Home Affordability Program.

In their suit, the Keens claim Sun Trust told them they would review a new loan agreement structured by U.S. Mortgage Solutions, but on Sept. 28 Sun Trust opted to foreclose on the property "in spite of repeated representations that the paperwork was being reviewed."

On Nov. 4 Sun Trust filed a forcible entry and detainer action to evict the plaintiffs from their home, court papers say.

The Keens maintain that they would have brought their loan current if Sun Trust would have told them from the onset that it had no intention of modifying the loan agreement.

The Keens are accusing Sun Trust of deceptive trade practices and are willing to pay $10,000 to bring the loan current if the court halts the foreclosure, court papers say.

They are represented by Beaumont attorney Thomas Roebuck Jr. of Roebuck Thomas Roebuck & Adams.

Judge Gary Sanderson, 60th District Court, has been assigned to the case.

Case No. B188-752

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