Bank files lawsuit against people who failed to make monthly payments on loan

Kelly Holleran Aug. 4, 2014, 3:39pm

A bank claims one of its customers failed to timely make agreed-upon loan payments for a vehicle.

Santander Consumer filed a lawsuit July 23 in the Jefferson County District Court against Sue A. Chopane and Freddie Louis III. 

Santander claims it entered into a retail installment sale contract with the defendants Jan. 7, 2013, in which Santander agreed to lend them $26,178. In turn, the defendants agreed to make 48 payments of $498.50 beginning Feb. 21, 2013, according to the complaint.

Since then, however, the defendants have failed to make the required monthly payments, the suit states.

There is due the sum of $14,695.87, together with interest at a rate of 25.32 percent from Nov. 21, until paid, the complaint says. As part of the loan, Santander claims it has a lien on a 2007 Chevrolet Silverado. It seeks possession of the vehicle, according to the complaint.

In addition to the money it claims the defendants owe it and the lien on the vehicle, Santander seeks attorneys’ fees, costs and other relief the court deems just.

It is being represented by attorney Sidney H. Scheinberg of Godwin Lewis in Plano.

Jefferson County District Court case number D195-909

This is a report on a civil lawsuit filed at the Jefferson County District Court. The details in this report come from an original complaint filed by a plaintiff. Please note that a complaint represents an accusation by a private individual, not the government. It is not an indication of guilt, and it represents only one side of the story.

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