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SOUTHEAST TEXAS RECORD

Tuesday, April 16, 2024

Galveston County couple alleges insurer, adjuster breached policy

Insurance 11

GALVESTON — A Galveston County couple is suing an insurer and adjuster, alleging breach of a property insurance policy.

Caleb and Elizabeth Rabon filed a complaint June 7 in Galveston County District Court against United Property & Casualty Insurance Company and Nicolas Cepeda, alleging failure to effectuate a prompt, fair and equitable settlement of a claim.

According to the complaint, on April 12, 2016, the Rabons' property at 1110 Hawkhill Drive, Friendswood, was severely damaged by a windstorm and hail. The plaintiffs say they subsequently filed a claim to cover all damage pursuant to the policy The suit says the cost to repair and/or replace the roof was $27,799.73. 

The plaintiffs allege Cepeda failed to conduct a reasonable inspection and identify the damages. Subsequently, United Property denied coverage of the claim, the suit states.

The Rabons seek trial by jury monetary relief of up to $100,000 and and all other just and proper relief. They are represented by attorneys Sean H. McCarthy and Loren Jackson of Williams Kherkher Hart Boundas LLP in Houston.

Galveston County District Court case number 17-CV-0676

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