Two Jefferson County residents claim their insurance company wrongly denied their claim for damages they sustained in an automobile collision. 

Tracy and Michelle Byrd claim they suffered severe personal injuries during a motor vehicle accident on July 17, 2012. Following the collision, they submitted all requested paperwork to their insurance company, defendant Aftra Health and Retirement Funds, according to the complaint filed June 7 in Jefferson County District Court.

However, Aftra refused to pay for their treatment, the suit states.

“The plaintiffs will show that the defendant failed to conduct a reasonable, proper investigation of the claim and refused to rely on the true facts, resorting instead to producing faulty, incomplete, and biased reasons as subterfuges to avoid paying a valid claim,” the complaint says.

Due to the insurance company’s actions, the Byrds claim they lost benefits of no more than $75,000 that they should have been provided under their insurance policy, suffered mental anguish and sustained a tarnished credit record.

In their complaint, the Byrds seek a judgment in excess of the minimum jurisdictional limits of Jefferson County District Court of no more than $75,000, plus attorney’s fees, pre- and post-judgment interest and costs.

They will be represented by B. Adam Terrell of Weller, Green, Toups and Terrell in Beaumont.

The case has been assigned to Judge Donald Floyd, 172nd District Court.

Case No. D194-424

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