HOUSTON – A Brookshire consumer alleges that a debt collection letter sent to him is confusing.
Brandon Roane, individually and on behalf of all others similarly situated, filed a complaint on July 6 in the Houston Division of the Southern District of Texas against Lam, Lyn & Philip PC and US Asset Management Inc. alleging that they violated the Fair Debt Collection Practices Act.
According to the complaint, the plaintiff alleges that on July 28, 2017, he received a letter from the defendants seeking to collect three student loans. The suit states that the letter includes the sentence "if this is a debt which is subject to the Fair Debt Collection Practices Act." He alleges the least sophisticated consumer does not know the definitions under the FDCPA.
The plaintiff holds Lam, Lyn & Philip PC and US Asset Management Inc. responsible because the defendants allegedly failed to make disclosures required by the FDCPA and sent a confusing letter.
The plaintiff seeks statutory damages, attorney’s fees, litigation expenses and costs and such other and further relief as the court deems proper. He is represented by Daniel A. Edelman of Edelman, Combs, Latturner & Goodwin LLC in Chicago, Illinois.
Houston Division of the Southern District of Texas case number 4:18-cv-02335