Business seeks full insurance payout for break in

GALVESTON � FST Enterprises claims that it did not receive full insurance coverage after its business was burglarized, recent court documents say.

In a lawsuit filed Feb. 2 in Galveston County District Court, the plaintiff, doing business as Strand Refreshments, accuses Certain Underwriters at Lloyd's of London of not honoring its policy in light of the alleged burglary that occurred last Sept. 17.

J.T. Parker & Associates LLC and individual adjuster Sherman Lajmer are also defendants in the case.

The plaintiff explains that it possessed a policy which covers burglaries, and it promptly reported the event in question to police and Certain Underwriters.

"The plaintiff provided all requested documents to defendant Certain Underwriters, including giving a recorded statement," the suit says.

The insurer assigned the claim to Parker and Lajmer for an adjustment.

"Despite fully complying with all policy revisions and requirements as requested by the defendants, the plaintiff's claim was subsequently denied by defendant Certain Underwriters," the original petition says.

"When the plaintiff requested further explanation, the defendants refused to cooperate or provide any explanation."

FST ultimately insists that Certain Underwriters did not offer it adequate compensation.

Arguello, Hope & Associates PLLC is representing the plaintiff, and Galveston County 212th District Court Judge Susan Criss is presiding over the case.

Case No. 11-cv-0169