TYLER – A Tyler consumer alleges his credit was damaged because of the actions of three entities.
Carlos Perez Jr. filed a complaint on Oct. 18 in the U.S. District Court for the Eastern District of Texas against Optimum Outcome Inc., Paramount Recovery Systems LP and Merchants & Professional Credit Bureau Inc. alleging that they violated the Fair Credit Reporting Act.
According to the complaint, the plaintiff alleges that on Sept. 3, his application for a credit card/revolving line of credit was denied. He alleges he examined his credit report and found incomplete, inaccurate and false statements on the report that had been provided by the defendants.
He alleges in July, he disputed the accounts with the credit bureaus and that the defendants failed to mark the alleged debts as disputed.
The plaintiff holds Optimum Outcome Inc., Paramount Recovery Systems LP and Merchants & Professional Credit Bureau Inc. responsible because the defendants allegedly caused damage to the plaintiff's credit reputation.
The plaintiff requests a trial by jury and seeks actual and statutory damages, costs and attorney's fees and such other just and proper relief. He is represented by Robert T. Bartlett of Robert Bartlett Law Office in Tyler.
U.S. District Court for the Eastern District of Texas case number 6:17-cv-00593