HOUSTON – A Spring resident alleges that a collection letter she received omitted information in an attempt to "coerce" payment.
Crystal Ayuba, individually and on behalf of all others similarly situated, filed a complaint on May 7 in the Houston Division of the Southern District of Texas against Fair Collections Outsourcing Inc. and Does 1-25 alleging violation of the Fair Debt Collection Practices Act.
According to the complaint, the plaintiff alleges that on June 1, 2017, she received a collection letter from defendant regarding the alleged debt owed to University Club.
The plaintiff alleges the letter allegedly failed to disclose that the statute of limitations for both the creditor University Club and defendant to file a lawsuit to collect the debt has definitively lapsed. She alleges the statute of limitations for the defendant and University Club to file a lawsuit to collect the alleged debt has lapsed.
The plaintiff holds Fair Collections Outsourcing Inc. responsible because the defendant allegedly failed to clearly and adequately inform the consumer as to the true legal status of the debt and potential ramifications of making a payment and restarting the statute of limitations in the letter.
The plaintiff requests a trial by jury and seeks statutory and actual damages, with costs, attorneys' fees, expenses, pre- and post-judgment interest, and such other and further relief as this court may deem just and proper. She is represented by Jonathan Kandelshein of The Law Office of Jonathan Kandelshein in Dallas.
Houston Division of the Southern District of Texas case number 4:18-cv-01448