Texas man sues credit bureaus for allegedly reporting false information

SHERMAN-A Texas man claims he has spent months attempting to clarify inaccuracies and wrong information in his credit file but Experian and Trans Union continue to report the false information in violation of the Federal Fair Credit Reporting Act.

On April 6, Jason Parker filed one lawsuit against Experian Credit Notification Services and another suit against Trans Union LLC and Nissan Motor Acceptance Corp. in the Sherman federal court of the Eastern District of Texas.

The plaintiff accuses the defendant of not following reasonable procedures and reporting false and inaccurate information even after it should have known the information was incorrect.

According to the complaints, in 2009 Parker sent Experian two letters disputing a debt and Experian responded with an investigation. However, he claims his credit report continues to show a debt that states "this item was verified and updated on March 2006."

Parker claims he sent Trans Union a dispute letter informing the company that it was reporting the same account information twice. Trans Union opened an investigation resulting in one account verified and the other account updated with new information.

The plaintiff states the bureau only removed a portion of the account number making it look like there are two different accounts.

"Defendants are maliciously, willfully, and negligently misleading Plaintiff that a good faith investigation was conducted," the suits allege.

Parker states the defendants conduct has caused him to suffer great physical, emotional, and mental pain and anguish.

The plaintiff is asking for an award of actual, statutory and punitive damages, court costs and attorney's fees.

Attorney Dennis McCarty of Hurst is representing the plaintiff. Jury trial requested.

U.S. District Judge Michael H. Schneider is assigned to the cases.

Case No 4:10cv00167, 4:10cv00168