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Man sues insurer for denying full payment of fire claim

By John Suayan, Galveston Bureau | Apr 21, 2011

GALVESTON – David Keels is suing Texas Fair Plan Association, accusing the insurer of not properly compensating him for a fire that destroyed his Hitchcock home.

Keels's suit was filed Apr. 6 in Galveston County District Court.

The plaintiff explains that the blaze in question inflicted catastrophic damage to his property last Feb. 14. He further lost significant personal property and incurred additional living expenses because the home was uninhabitable, the original petition says.

Keels notified TFPA about the loss. Afterwards, he provided the company access to his residence as well as essential information for the claim.

The complainant insists he complied with his policy's requirements, however, TFPA failed to fully compensate him. He adds the fire qualified as an event covered by the aforementioned policy.

According to the suit, the defendant's liability to pay the claim in full in accordance to the policy's terms was reasonably clear from the time Keels filed the claim and no basis on which a reasonable insurer to deny full payment exists.

A jury trial is requested.

The plaintiff is represented by Arguello, Hope & Associates PLLC.

Galveston County 405th District Court Judge Wayne Mallia is presiding over the case.

Case No. 11-cv-0578

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