Port Arthur man accuses Pronto Insurance of breach of contract

A Port Arthur man is suing the insurance company he alleges canceled his policy without warning or cause. 

Timothy Holman filed a lawsuit against Pronto Insurance Agency on Aug. 22 in Jefferson County District Court. 

Holman says he obtained an auto insurance policy through Pronto Insurance that went into effect March 7, 2013. Two months later, Holman attempted to make a payment on the policy over the phone and "was advised that his payment would not be accepted and he would be required to sign new paperwork at his agent's office" the next day, according to the complaint. 
 
Holman says he notified his agent he was scheduled to be out of town and was assured "he would be able to sign new paperwork and make payment on his policy without a lapse in coverage." On May 10, 2013, Holman says the car covered by the Pronto policy was damaged. He says he went to the insurance agent's office, made a payment on the policy and was never advised the policy would be canceled or that the damage to his vehicle would not be covered. 

According to the petition, Pronto canceled Holman's policy Aug. 7, 2013. He accuses the insurance company of deceptive trade practices and breach of contract. Holman asks to be awarded actual damages for storage fees, towing costs, rental value of a replacement vehicle and repairs to his car. He also seeks exemplary damages and attorney fees.  

Attorney John B. Henry III, of Houston, represents Holman. 
 
Jefferson County District Court case number: D-196038.

This is a report on a civil lawsuit filed at Jefferson County District Court. The details in this report come from an original complaint filed by a plaintiff. Please note that a complaint represents an accusation by a private individual, not the government. It is not an indication of guilt and it represents only one side of the story.