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SOUTHEAST TEXAS RECORD

Friday, April 26, 2024

Foremost Insurance Co. accused of breach of contract

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BEAUMONT – Two Beaumont residents whose vehicle was struck in an automobile accident are suing the driver who allegedly caused the accident and the insurance companies.

Judy and Lynn Snowden filed a lawsuit Jan. 25 in Jefferson County District Court against Laurie Ann Ward, Foremost Insurance Co., and Elbert Insurance Agency, doing business as Brazoria Insurance Agency, for alleged negligence and violation of Texas Insurance Code, breach of contract and other claims.

According to the petition, on or about Feb. 15, 2014, the Snowden's vehicle was struck by Ward’s vehicle as she lost control of her car, crossed the center line, and struck the Snowdens, which caused them to spin. They suffered serious injuries as a result of this accident, the suit states.

At this time, the plaintiffs had polices of insurance through Foremost and after the accident, they were allegedly told by Foremost that the policy was not in force or effect. When they contacted Foremost regarding the claim, the Snowdens allegedly were told their vehicle was not insured at the time despite the Snowdens complying with all the terms of the policy.

The plaintiffs demand a jury trial, damages related to personal injury, exemplary/unlimited damages for intentional conduct and prejudgment interest, along with attorney’s fees. They are represented Mitchell A. Toups of Weller, Green, Toups and Terrell LLP in Beaumont.

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