DALLAS – A Rowlett consumer claims that a debt he doesn't owe was reported on his credit report.
Mahmoud Abuazab filed a complaint on July 31 in the U.S. District Court for the Northern District of Texas against Experian Information Solutions Inc., Trans Union LLC, Equifax Information Services LLC and ProCollect Inc. alleging that they violated the Fair Credit Reporting Act and the Fair Debt Collection Practices Act.
According to the complaint, the plaintiff's electricity with Axon Power and Gas was disconnected without warning in 2015 and he was advised this was because someone attempted to setup electricity in his apartment despite him already being a customer. He alleges Axon stated it would not restore his power, so he switched electric providers. The suit states Axon sent a letter to the plaintiff in 2015 stating he owed a $250 collection fee, which he disputes because he never asked for the service to be disconnected.
The plaintiff alleges he checked his credit files in March and noticed ProCollect attempting to collect the alleged Axon debt, and he submitted a dispute letter to the defendants.
The plaintiff holds the defendants responsible because the defendants allegedly negligently failed to conduct a proper investigation and attempted to collect a debt the plaintiff alleges he does not owe.
The plaintiff requests a trial by jury and seeks actual, statutory and punitive damages, attorney’s fees, costs and such other just and proper relief. He is represented by Dennis McCarty of Dennis McCarty Law Office in Carrollton.
Dallas Division of the Northern District of Texas case number 3:17-cv-02314