SHERMAN – A Lewisville consumer claims a debt collector is attempting to collect a purported debt that it is not entitled to collect.

Deborah Wheatfall filed a complaint on Dec. 8, 2017, in the Sherman District of the Eastern District of Texas against I.Q. Data International Inc. alleging that the debt collector violated the Fair Debt Collection Practices Act, the Fair Credit Reporting Act and the Texas Debt Collection Act.

According to the complaint, the plaintiff alleges that in August 2016, she attempted to enter into a new apartment lease in which she was required to pay a $1,600 deposit instead of its standard requirement of $850. She alleges that she discovered the higher deposit was due to the fact that defendant had reported a purported debt on her credit report. 

The plaintiff holds I.Q. Data International Inc. responsible because the defendant allegedly failed to state her rights under the FDCPA in correspondence and attempted to collect charges that it is not entitled to collect.

The plaintiff requests a trial by jury and seeks actual and statutory damages, pre- and post-judgment interest, attorneys’ fees, costs and such other and further relief as may be deemed proper. She is represented by Russell S. Thompson IV and Joseph Panvini of Thompson Consumer Law Group PLLC in Mesa, Arizona.

Sherman District of the Eastern District of Texas case number 4:17-cv-00843

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