GALVESTON – Three Texas consumers allege inaccurate information is still listed on their credit reports.

Amanda Clements, Eduardo Lucio and Steven Loss, individually and on behalf of all others similarly situated filed a complaint on Dec. 27, 2017, in the Galveston Division of the Southern District of Texas against Experian Information Solutions Inc., TXU Energy Retail Co. LLC and John Does 1-25 alleging that they violated the Fair Credit Reporting Act.

According to the complaint, the plaintiffs allege that allegedly delinquent TXU accounts should have fallen off of their credit report because more than seven-and-a-half years have passed since the original delinquency date. They allege that the accounts are still listed on their credit report and that their credit scores have been negatively affected by the defendants' illegal reporting. 

The plaintiffs hold Experian Information Solutions Inc., TXU Energy Retail Co. LLC and John Does 1-25 responsible because the defendants allegedly failed to delete or correct the inaccurate information.

The plaintiffs request a trial by jury and seek an order declaring this action as a class action and certifying plaintiffs as class representative and their counsel as class counsel, award for statutory and punitive damages, attorneys’ fees costs and expense and such other and further relief. They are represented by Dennis McCarty and Jonathan Raburn of McCarty & Raburn in Cedar Hill and Ari Marcus of Marcus & Zelman LLC in Ocean, New Jersey.

Galveston Division of the Southern District of Texas case number 3:17-cv-00390




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