SHERMAN – A Collin County consumer alleges that a debt collector failed to remove an account after it was paid.
Casey Gaffney filed a complaint on June 25 in the U.S. District Court for the Eastern District of Texas against AMCOL Systems Inc. alleging that the debt collector violated the Fair Debt Collection Practices Act.
According to the complaint, the plaintiff alleges that in January, his mortgage lender pulled his credit report that revealed a debt with an AMCOL account with a due balance of $359.95. The plaintiff alleges he received no notice of the debt, but paid the balance the same month.
The plaintiff alleges despite paying the balance, the defendant failed to remove the account from his credit report.
The plaintiff holds AMCOL Systems Inc. responsible because the defendant falsely and deceptively represented the amount and legal status of the account.
The plaintiff requests a trial by jury and seeks actual and statutory damages, attorney’s fees and such other and further relief as may be necessary, just and proper. He is represented by Dennis McCarty of McCarty & Raburn, A Consumer Law Firm PLLC in Cedar Hill.
U.S. District Court for the Eastern District of Texas case number 4:18-cv-00449-ALM