BEAUMONT – A Dallas-based debt collector is alleged to have sent a consumer an "aggressive" collection letter.
David Phillips filed a complaint individually and on behalf of all others similarly situated filed on Aug. 16 in the U.S. District Court for the Eastern District of Texas against Credit Protection Association LP alleging that the debt collector violated the Fair Debt Collection Practices Act.
According to the complaint, the plaintiff alleges that on April 23, he received a collection letter from defendant that he claims was "aggressive and combative" and "made an overt threat that a lawsuit was imminent."
The plaintiff holds Credit Protection Association LP responsible because the defendant allegedly harmed him with its unfair and abusive practices and misleading collection communications.
The plaintiff requests a trial by jury and seeks actual and statutory damages, costs, reasonable attorneys’ fees and such other such further relief as deemed just and proper. He is represented by Joel S. Halvorsen of Halvorsen Klote in St. Louis.
U.S. District Court for the Eastern District of Texas case number 6:18-cv-00418-RWS