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SOUTHEAST TEXAS RECORD

Thursday, April 25, 2024

Court docs: insurance agent allowed restaurant's flood coverage to lapse

Lawsuits
Contract 04

GALVESTON – A restaurant and its proprietor are pursuing legal action against an insurance agent, claiming he allowed their coverage to lapse before a hurricane last year.

In a lawsuit filed on Oct. 29 in the Galveston County 10th District Court, KCC Inc., doing business as Kelley’s Country Cooking NBR 5, and Terri Foley accuse Ronald Foree of misrepresenting that the business could be reclassified for a $250 fee in response to a “significant premium increase.”

The suit further asserts that when the plaintiffs tried to have Foree take care of Hurricane Harvey-related flood damages, they “learned that the coverage had lapsed due to the defendant’s failure to take care of the flood policy as they had promised.”

“(The) plaintiffs were not insured for the flood damage and were forced to complete the necessary repairs on their own,” the original petition states.

Consequently, the complainants seek unspecified monetary damages.

They are represented by Jeffrey N. Todd of The Todd Law Group, PLLC in Houston.

Galveston County 10th District Court Case No. 18-CV-1506

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