HOUSTON – A consumer alleges she has been injured by a debt collector's failure to mark an alleged debt as disputed on her credit report.
Cherie Edmonds filed a complaint on May 20 in the Houston Division of the Southern District of Texas against JH Portfolio Debt Equities LLC alleging violation of the Fair Debt Collection Practices Act.
The plaintiff alleges the defendant reported that she owed more than $11,000 on an alleged debt and reported it on her credit report. The plaintiff, through her attorney, disputed the debt via letter on Jan. 10, the suit states.
The plaintiff alleges that even though she communicated the dispute to the defendant, the defendant failed to communicate to Equifax that the debt was disputed. She alleges the failure to mark the alleged debt as disputed caused injury.
The plaintiff is seeking a trial by jury, statutory damages, attorneys' fees and other relief deemed fit. The plaintiff is represented by Daniel J. Ciment of Ciment Law Firm PLLC in Katy.
Houston Division of the Southern District of Texas case number 4:19-cv-1819