A Grapevine resident is suing home insurance company claiming the insurer refuses to pay for all covered damages to their home.
Barry L. Davisson filed a lawsuit March 21 in the Galveston Division of the Southern District of Texas against Foremost Lloyds of Texas and Erik Shane Hall, citing breach of contract, unfair settlement practices, failing to promptly pay for claims and breach of duty of good faith and fair dealing.
Davisson claims a hail storm substantially damaged their home in Thistlewood Court in Grapevine, on April 4, 2012.
According to the suit, Davisson filed an insurance claim in a timely manner, but was denied full coverage to repair the damages done to his home. Foremost Lloyds of Texas claimed the specific damage to Davisson's home was not covered under his policy.
The suit also alleges when defendant Hall, an agent of Foremost Lloyds, came to investigate the claims, he failed to include all damages in his report and undervalued the damages he reported, resulting in underpayment of Davisson's claim.
Davisson is seeking damages in an amount in excess of minimum jurisdictional limits, interest, attorney's fees and court costs.
He is being represented in the case by Beaumont attorney Mitchell A. Toups of Weller, Green, Toups and Terrell LLP.
Galveston Division of the Southern District of Texas Case No. 14-CV-0339
This is a report on a civil lawsuit filed at the Galveston Division of the Southern District of Texas Courthouse. The details in this report come from an original complaint filed by a plaintiff. Please note, a complaint represents an accusation by a private individual, not the government. It is not an indication of guilt, and it only represents one side of the story.