HOUSTON – A Spring consumer alleges a Houston collection agency failed to report a debt as disputed on his credit report.
Tanner Cox filed a complaint on Oct. 1 in the Houston Division of the Southern District of Texas against Procollect Inc. alleging violation of the Fair Debt Collection Practices Act.
According to the complaint, the plaintiff alleges that on May 23, he received a letter from defendant attempting to collect a time-barred consumer debt. Despite disputing the debt, on or about Sept. 24, the plaintiff alleges he discovered that defendant did not report the consumer debt as disputed to the consumer reporting agencies. As a result, he alleges he has suffered an injury to his credit score and credit history.
The plaintiff holds Procollect Inc. responsible because the defendant allegedly did not disclose that the letter was a communication from a debt collector and did not communicate to the credit reporting agencies that the consumer debt was disputed.
The plaintiff requests a trial by jury and seeks statutory damages, attorney’s fees, litigation expenses and costs, and such other or further relief as the court deems proper. He is represented by Shawn Jaffer of Shawn Jaffer Law Firm PC in Dallas.
Houston Division of the Southern District of Texas case number 4:18-cv-03545