Houston resident files suit against FEMA over Harvey insurance claim

By Kristine Gonzales-Abella | Nov 7, 2018

HOUSTON – A Houston property owner whose residence was damaged by Hurricane Harvey is suing a federal agency over allegations his claim for flood damages was undervalued.

Scot Carter filed a complaint on Oct. 17 in the Houston Division of the Southern District of Texas against Federal Emergency Management Agency alleging breach of contract.

According to the complaint, the plaintiff alleges that on Aug. 25, 2017, his home at 4719 Imogene in Houston sustained devastating water damage due to severe flooding caused by Hurricane Harvey. The suit states the plaintiff was insured against flood damage by a National Flood Insurance Program (NFIP) Direct policy issued to him by the defendant.

He alleges he submitted a proof of loss and that he determined his net claim for damages was valued in an amount in excess of $247,772. The suit states the NFIP issued an estimate of $80,518.67.

The plaintiff holds Federal Emergency Management Agency responsible because the defendant allegedly wrongfully failed to pay him the amount owed for storm damages.

The plaintiff seeks judgment against the defendant for the amount due under the policy, costs and case expenses for this action, attorney's fees and all other appropriate relief. He is represented by George A. Oggero of George A. Oggero PLLC in Houston.

Houston Division of the Southern District of Texas case number 4:18-cv-03873

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George A. Oggero, PLLC Houston Division of the Southern District of Texas

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