TYLER – A Houston County man is suing a group of debt collectors alleging that they made false and misleading representations to him in order to "scare" him into making a payment.
Timothy Sanders filed a complaint on May 6 in the Tyler Division of the Eastern District of Texas against Niagara Restitution Services Inc., Yamal Ramirez, URS Solutions LLC, ASG Solutions LLC, Phoenix Asset Group LLC and Robyn Bowman, alleging violation of Fair Debt Collection Practices Act.
The suit states the plaintiff owes an alleged debt from a payday loan and Phoenix purchased the account and hired URS, ASG and Niagara to collect it. The plaintiff alleges Niagara called him on April 9 and used language that caused the plaintiff to believe a lawsuit had been filed or would soon be filed to "scare" him into making a payment.
The plaintiff alleges that the defendants do not have a surety bond on file with the secretary of state as required to collect debts from Texas consumers.
The plaintiff is seeking trial by jury, exemplary damages, attorneys' fees and other relief deemed fit. The plaintiff is represented by Jeffrey D. Wood of The Wood Firm PLLC in Little Rock, Arkansas.
Tyler Division of the Southern District of Texas case number 6:19-CV-00199