TEXARKANA—A consumer is suing Equifax and a credit reporting company, alleging their account details were not properly updated.
Roque Villarreal filed a complaint Aug. 29 in U.S. District Court for the Eastern District of Texas Texarkana Division against Paramount Recovery Systems LP and Equifax Information Services LLC, alleging violation of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.
According to the complaint, Villarreal began to be contacted by Paramount Recovery (PRS), which was seeking to collect on a debt. The plaintiff said he sent a dispute letter to Equifax on March 13, 2018, concerning the accounts that PRS was contacting him about and also sent a dispute letter Aug. 20, 2018.
The plaintiff alleges he received an updated credit file Dec. 13, 2018, from Equifax but the defendant had failed to update the account information. The December credit report, therefore, allegedly did not contain the proper account information. Due to Equifax's failure to update the information, the plaintiff states he has suffered unduly due to false and inaccurate financial information.
Villarreal seeks punitive damages, trial by jury, attorney fees, interest, court costs and all just relief. He is represented by attorneys Joel S. Halvorsen, Gregory M. Klote and Gregory S. Motil of Halvorsen Klote in St. Louis.
U.S. District Court for the Eastern District of Texas Texarkana Division case number 5:19-CV-00114