Seeking to recover more than $28,000 from a past due small business credit account, Capital One has filed suit against Beaumont residents James and Cynthia Nelson.
The suit was filed Jan. 5 in Jefferson County District Court.
According to the lawsuit, Capital One asserts the defendants entered into a credit agreement with the bank and were advanced dollar amounts.
The suit does not state when the account was opened, but does state that the defendants have ceased making payments on the account, thereby creating a default.
On Oct. 19 Capital One sent a letter demanding payment but the defendants still refuse to repay the debt.
As of Dec. 6, $28,250.90 remains due and owing on the account - $5,956.64 of which is accrued interest, the suit states.
Capital One is suing for actual damages, interest court costs and attorney's fees.
Carrollton attorney Michael Scott represents the lender.
Judge Gary Sanderson, 6oth District Court, is assigned to the case.
Case No. B191-613