Port Arthur resident sues Foremost Lloyds over contended denial of coverage for lost baseball card

By Carol Ostrow | Aug 18, 2015

A Port Arthur resident is suing Austin insurance firm Foremost Lloyds, alleging breach of contract in a 2013 property damage claim which he claims the defendant has refused to cover.

Baber Naeem filed a petition and request for disclosure in Jefferson County District Court on Aug. 14 against Foremost Lloyds of Texas on charges of wrongful denial of coverage in August 2013.

According to the complaint, Naeem had a homeowner’s insurance policy issued by the defendant. The plaintiff maintains that he when lost property, which included a rare baseball card, his claim was denied on or about Aug. 15, 2013.

Claiming that his policy premiums were up to date and that all conditions precedent to recovery had been made, Naeem alleges that the company wrongfully failed to comply with the terms of his insurance contract and is in breach of the agreement.

Charging Foremost Lloyds with deceptive insurance practices, Naeem insists that the firm is in violation of several Texas business and insurance codes, including the Texas Deceptive Trade Practice Act.

The lawsuit holds Lloyds responsible for breach of good faith and fair dealing owed to the plaintiff. The suit states that coverage was clear and that the defendant’s acts were committed intentionally and maliciously.

Naeem seeks compensation for amounts owed under the policy, statutory, punitive and common law damages, pre-judgment interest, mental anguish, and attorney’s fees, expenses, and costs. The plaintiff is represented by E. Hart Green of Weller, Green, Toups & Terrell in Beaumont.

Jefferson County District Court Case A-197442

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