Ally Bank has filed a lawsuit against an individual in Harris County, Texas, seeking to recover unpaid debts and repossess a vehicle. The complaint was filed by Ally Bank on November 21, 2024, against Crystal A. Rozar in the District Court of Harris County.
The case revolves around a breach of contract concerning a Retail Installment Contract executed by Crystal A. Rozar on January 29, 2022, for the purchase of a 2019 Ram 3500 vehicle. According to the plaintiff, Ally Bank holds a security interest in the vehicle and claims that Rozar has defaulted on her payment obligations under the terms of the contract. The bank alleges that despite demands for payment, Rozar has failed to pay the amounts due and owing as stipulated in the contract. As per the court documents, "Defendant promised to pay Plaintiff all amounts owed," but has since "failed and refused to pay."
The lawsuit seeks monetary damages exceeding $500 and non-monetary relief, including immediate possession of the vehicle. Ally Bank is requesting that the court issue a writ of sequestration for the collateral—the 2019 Ram 3500—citing concerns that Rozar may conceal or remove it from Harris County during litigation. The bank also argues that the vehicle is uninsured and rapidly depreciating, further jeopardizing its security interest.
In addition to reclaiming possession of the vehicle, Ally Bank is pursuing $69,342.91 in outstanding debt from Rozar as of October 28, 2024. This amount includes all past due payments under the accelerated balance due on the contract. The plaintiff asserts its right to repossess and potentially sell the vehicle if necessary to recover costs associated with Rozar's default.
Representing Ally Bank is attorney Grant M. Tabor from LOGS Legal Group LLP based in Houston, Texas. The case has been assigned Case ID 2024-82022 and will be heard in Harris County's District Court by Judge Gerardo Perez.